NMLS#: 1025894
Serving all of Utah
Chad Palmer NMLS#299977 | Larry Jacobson NMLS#291938

Utah Housing

Utah Housing Mortgage Options

Looking to buy a home but do not have the money for a down payment and do not want to pay mortgage insurance? You are in luck. Fannie Mae and Utah Housing have announced a new 100% financing program that requires no mortgage insurance. Call today for details.

Affordable Housing for Every Family

Utah Housing Agency loans provide the opportunity for low and moderate-income families, people with disabilities, and the elderly to receive the financing they need to purchase a home. Working with FHA and VA loans, a Utah housing loan can provide a loan that allows you as the buyer to avoid putting any money down for a down payment. There are limits, income limitations, and requirements for those applying for this type of loan.

Some features of a Utah housing loan include:

  • Low interest rates
  • No down-payment required, and down payment assistance for eligible buyers
  • 30-year fixed loan for single-family residences, condos, and planned unit developments

Our friendly team of loan officers at Drop the Rent can explain the details of this type of loan and help determine your eligibility as a homebuyer.


Disclosure: Not all properties or borrowers will qualify.  Please contact the listed loan officers for details.

Take the First Step towards Home Ownership

If you are a low-income household looking to buy a home for the first time, we can help. Call us during business hours at 801-998-8292 to set up a free consultation.

Or contact Chad or Larry after office hours.

 801-232-1592 (mobile) 801-201-3666 (mobile)

Chad: NMLS#299977
801-998-8292 (office)
Larry: NMLS#291938
801-505-2512 (office)
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